My sister opened up her own small insurance office a few years ago. She writes mostly car insurance and has done pretty good at it. Recently her rent had gone up on the building space she rents out right now and she was not happy about this. She figured out that it would be a lot cheaper for her to just rent out some desk space around the corner from where here office is right now. She ran the numbers and she could actually save hundreds a month with this type of arrangement. She could put that money to other use like investing.

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