My wife and I have been running a small courier business in San Diego for the past five years.  We have been doing pretty well with the exception of the last fourteen months.  Business has been dropping off and we are no longer making a profit.  we haven’t been able to keep up with payments to our creditors and we have no choice but to file for a Chapter 13 bankruptcy.  I don’t want to do this, but I see no other choice.  I found an excellent San Diego Chapter 13 lawyer that is really helping us.  He really knows what hes doing.

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